Credit Issue?
Thinking of leasing a vehicle through FLEXXiLease but concerned about your credit history?
Here at FLEXXiLease we consider each application individually, so whether you have personal adverse credit, you are a new business or new to the UK – we will still consider your application.
FLEXXiLease can offer lease agreements to people who may have been refused credit elsewhere - even if you are an established business but unable to supply accounts, we may be able to help. We can also consider applications with County Court Judgments, defaults, arrears or discharged bankruptcies.
Applicants with adverse credit may have to make down payments equivalent to 6 months rental but this is subject to the credit history of the individual or business applicant.
Our criteria:
ADVERSE CREDIT – unfortunately we cannot consider applicants who...
Have a CCJ registered within the last 6 months over £1,000
Are currently registered bankrupt or have a voluntary arrangement
If you have adverse credit, the following documents will be required:
- Suitable proof of income
- Suitable proof of residence
NEW BUSINESS – unfortunately we cannot consider applicant who...
Are a registered accident management, body shop or car rental business
If you are a new business applicant, the following documents will be required:
- Suitable proof of affordability
- A directors guarantee
NEW UK RESIDENT – unfortunately we cannot consider applicants who...
Are self employed and unable to provide proof of income
If you are a new UK resident, the following documents will be required:
- Suitable proof of residency
- Suitable proof of employment
Please complete an enquiry form advising which vehicle you are interested in leasing and we will advise the options available.
Contact us - our friendly and helpful advisors will guide you through the process